- Is a 10 years to pay participating plan that provides maximum protection for life.
- it has a built-in Terminal Illness Benefit which advances 50% of the face amount or maximum of 2 million if the policyholder diagnosed with a terminal or dreaded disease. This covers the insured up to age 65.
- it has increasing cash values starting on the second policy year which can be used for emergency purposes.
- it is a participating plan, hence, the policyholder will earn dividends on his policy.
- Issue age is from 0 to 60 years old.
PRODUCT FEATURES
3 SPECIALS RIDERS
Financial Cash Provider - a yearly cash allowance
that serves as your pension.
Financial Shield - a 15-year protection plan.
Financial Kid Saver - a 5-year cash allowance for your children's college education.
ATTACHABLE RIDERS:
WAIVER OF PREMIUM DUE TO PERMANENT & TOTAL DISABILITY UP TO AGE 60 (WPD)- This rider provides for waiver of total unpaid premiums if the insured becomes totally and permanently disabled. Attach this rider if you're between 18-55 years old.
ACCIDENTAL DEATH BENEFIT UP TO AGE 65 - This rider will provide the beneficiary 200% of the insurance coverage if the Insured's death is due to an accident. This benefit will be given if death occurs within 180 days from date of accident. Attach this rider if you're between 10-64 years.
Medi C.A.S.H. and HDIB 10-65 - Hospitalization Daily Income Benefit and Surgical Allowance.
PAYOR'S CLAUSE - This rider will waive all premiums due on the policy upon death or disability of the payor in order to provide continuous coverage on the life of the child. This rider can be attached if the payor is aged 18-62 for Payor's Clause and 18-57 for Payor's Clause with waiver of premium due to disability.
