• A 10-year to pay term insurance plan that provides l9 years protection.
  • With built-in TERMINAL ILLNESS BENEFIT that advances 50% of the insurance coverage or a maximum of Php2,000,000 if the Insured is diagnosed with terminal or dreaded disease. This benefit covers the Insured up to age 65.

PRODUCT FEATURES

It is best to attach any of the following riders that provide additional benefits for a minimal additional premium:

  • WAIVER OF PREMIUM DUE TO PERMANENT DISABILITY UP TO AGE 60 - This rider provides for waiver of total unpaid premiums if the Insured becomes totally and permanently disabled.
  • ACCIDENTAL DEATH BENEFIT UP TO AGE 65 - This rider will provide the beneficiary 200% of the insurance coverage if the Insured's death is due to an accident. This benefit will be given if death occurs within180 days from date of accident.
  • Medi C.A.S.H. -One unit of this Hospitalization rider provides the following benefits:
    • You will receive Php 500 or Php 1,000 per day of confinement, for a maximum of 45 days per illness, to a total of 180 days per year.
    • If you're confined due to a Dreaded Disease and/or in an ICU, you will receive Php 1,000 or Php  2,000 per day to a maximum of 15 days per confinement to a total of 60 days per year.
    • If any surgical operations is performed on you, you will receive Php 5,000 or Php10,000.

      Attach this rider if you're between 20 to 55 years old & have a hospitalization coverage during paying period or up to age 55, whichever comes first.


T E R M   F E A T U R E S :

RENEWABILITY - Extend your coverage for another set of years without additional proof of insurability while premiums to be paid shall be based on your attained age. Renewable up to age 55.

CONVERTIBILITY -Choose any of our permanent plans without undergoing medical exams and premiums to be paid shall be based on your attained age. Convertible up to age 60.

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