FEATURES:

Plan Type : Whole Life (Participating) Plan

Investment Period: Straight Pay

BENEFITS:

• Built in with a Terminal Illness Benefit Rider (advances 50 % of the Face Amount if the life insured is diagnosed with a terminal illness)
• Living Benefit - Cash values start on the 3rd yr (available in case of emergency)
• Death Benefit - Full Face Amount is given to the beneficiary/ies upon the demise of life insured

UNDERWRITING GUIDELINES:

• Attachable riders : WPD, MediC.A.S.H., ADB, HDIB
• Issue ages : 0 - 80 yrs old
• Minimum FA : Php 250K
• Convertibility : up to age 55
• Life insurance policy takes effect once the monthly premium payment is reflected in the teacher's/employee's payroll; provided the applicant is in good health at the time of application

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