FEATURES:

Plan Type : 40 Year Endowment Plan

Investment Period: 5 Years

BENEFITS:

• Maturity Benefit- full Face Amount of the policy is given to the insured on the 40th policy year
• Built in with a Terminal Illness Benefit Rider (advances 50 % of the Face Amount if the life insured is diagnosed with a terminal illness)
• Living Benefit - Cash values start on the 2nd yr (available in case of emergency)
• Death Benefit – full Face Amount is given to the beneficiary/ies upon the demise of life insured

UNDERWRITING GUIDELINES:

• Attachable riders : WPD, MediC.A.S.H., ADB
• Issue ages : 0 - 60 yrs old
• Minimum FA : Php 100K
• Life insurance policy takes effect once the monthly premium payment is reflected in the teacher's/employee's payroll; provided the applicant is in good health at the time of application.

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